Interest Rate

Interest Rate 1st August 2023

 

Sr.No. Duration Rate of Interest
1 46 Days to 90 Days 4.00%
2 91 Days to 180 Days 5.00%
3 181 Days to 1 Year 5.50%
4 1 Year up to  2 Year 6.50%
5 25 Months And Above 7.00%
  Saving 3.00%

Note : Senior Citizens Additional 0.50% (Age 60 year and above).

 

Loans and Advances Rate 1st August 2023

 

Sr.No. Type of Loan Rate of Interest
1 Jamin / Surery , Cash Credit 10.00%
2 Gold Loan / Term Gold Loan 8.75%
3 KVP / NSC Loan 9.00%
4 HP Loan -
  (1) Up to Rs 500000/- 9.00%
  (2) Above to Rs 500000/- 9.00%
5 H.C.C. / B.C.C Loan 10.00%
6 Housing (Sthavar) Loan 10.00%

Note : FD Loan & FDOD Excess 2% rate of FD rate